The interchange fee is made up of a percentage of the transaction value, plus a percentage of each transaction.
For consumer card transactions within the European Economic Area (EEA), interchange fees are capped at:
- 0.3% of the transaction for credit cards
- 0.2% of the transaction for debit cards
To stay informed about current rates, you can visit the specific card schemes' websites:
Note: Some card networks, for example American Express, do not disclose their rates online, due to their operational structure.