Account Funding Transactions (AFT) are required for merchants operating in specific money movement and financial services categories, as defined by card schemes.
For these merchants, additional data must be included in the payment session and payment requests to ensure transactions are processed in line with scheme and acquirer requirements.
Failure to provide the required AFT fields may result in transactions being declined, flagged, or subject to additional scrutiny.
For more information on your integration, see:
- Transaction API (Version 6.25 or higher).
- .NET SDK
- Virtual Terminal (MOTO)
- PayByLink via Judopay Portal
- Mobile and Web SDKs: No changes are needed to be made to the SDK, however additional AFT information must be provided when creating the payment session.