A Network Token is a secure, digital replacement for a card’s Primary Account Number (PAN), issued by a card scheme (Visa, Mastercard).
What this means is it will be an additional step in the payment processing journey in our backend to reduce fraud and get better approval rates.
NOTE: Network Tokens are currently available for Visa and Mastercard transactions only.
For more information, see Judopay Developer Documentation.
Note: To align with the Card Scheme’s mandate, all merchants processing Merchant Initiated or Card Token Transactions will be automatically enrolled for Network Tokenisation by 1st October 2026.
You do not need to make any changes to your integration, however we recommend upgrading to the latest version to begin leveraging the new request and response fields.
For more information, see Utilising Network Tokens in our Developer Documentation.