Note: To align with the Card Scheme’s mandate, all merchants processing Merchant Initiated or Card Token Transactions will be automatically enrolled for Network Tokenisation by 1st October 2026.

You do not need to make any changes to your integration, however we recommend upgrading to the latest version to begin leveraging the new request and response fields.
For more information, see What are Network Tokens.

PCI DSS compliant
Reduces the scope of the sensitive data to be protected.

Enhances security
Network Tokens replace the consumer’s actual card details, making intercepted data useless to cybercriminals.

Improves authorisation rate
Network Tokens are automatically updated by the card network. 
Even if a card expires / is replaced, meaning less declined payments and a better customer experience.

Reducing fraud
Limiting the use of the card information to specific transactions, devices or merchants, Network Tokens helps to prevent unauthorised transactions, reducing fraud.

NOTE: Network Tokens are currently available for Visa and Mastercard transactions only.

Reduces costs
Some card schemes offer lower fees for tokenised transactions.